Terms of Service

TERMS OF USE — PROVENANT LIFE — EFFECTIVE DATE: SEPTEMBER 24, 2026 — VERSION 1.1 — PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS WEBSITE. BY ACCESSING THIS WEBSITE OR SUBMITTING YOUR INFORMATION, YOU AGREE TO BE BOUND BY THESE TERMS OF USE AND OUR PRIVACY POLICY. IF YOU DO NOT AGREE, DO NOT USE THIS WEBSITE.

ARTICLE I — ACCEPTANCE OF TERMS. 1.01 By using this website or submitting your information, you accept these Terms of Use, effective as of your first use. 1.02 We may modify these Terms at any time; continued use of this website after changes are posted constitutes your acceptance of the modified Terms.

ARTICLE II — DESCRIPTION OF WEBSITE. 2.01 This website allows you to submit your contact information so that a licensed Provenant Life agent may call you to discuss life insurance coverage options and, if you choose, schedule a follow-up call. 2.02 Submitting your information does not obligate you to purchase any insurance product and does not guarantee approval for coverage, which is determined solely by the applicable insurance carrier's underwriting process.

ARTICLE III — NOT INSURANCE ADVICE. 3.01 Information on this website is general in nature and does not constitute insurance, legal, tax, or financial advice. Any specific coverage recommendations will be provided directly by a licensed agent based on your individual circumstances.

ARTICLE IV — AUTHORIZED USE. 4.01 You agree to provide accurate and truthful information when using this website. 4.02 You agree not to use this website for any unlawful purpose, to impersonate any person, or to attempt to gain unauthorized access to any system connected to this website.

ARTICLE V — SMS PROGRAM. 5.01 Program Description. If you check the applicable consent box, you may receive text messages from Provenant Life, including marketing and promotional messages, appointment confirmations and reminders, and other communications related to your inquiry. 5.02 Opt-Out. Text "STOP" to any message to opt out at any time; you will receive one final confirmation message. 5.03 Rejoining. To resume messages after opting out, resubmit your consent through this website. 5.04 Help. Text "HELP" for assistance, or contact us through the Website contact form. 5.05 Carrier Liability. Wireless carriers are not liable for delayed or undelivered messages. 5.06 Message and Data Rates. Message and data rates may apply. Message frequency may vary. 5.07 Compliance. This program complies with the TCPA and CTIA Messaging Principles and Best Practices. Consent is optional and not required to request a call. You must be eighteen (18) years of age or older to participate.

ARTICLE VI — DISCLAIMERS. 6.01 THIS WEBSITE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. WE DO NOT GUARANTEE THAT THIS WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT ANY PARTICULAR COVERAGE OUTCOME WILL RESULT FROM YOUR INQUIRY.

ARTICLE VII — LIMITATION OF LIABILITY. 7.01 TO THE FULLEST EXTENT PERMITTED BY LAW, PROVENANT LIFE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES ARISING FROM YOUR USE OF THIS WEBSITE OR YOUR PARTICIPATION IN THE COVERAGE INQUIRY PROCESS.

ARTICLE VIII — INTELLECTUAL PROPERTY. 8.01 All content on this website is the property of Provenant Life and is protected by applicable intellectual property laws. You may view this website for your personal, non-commercial use only.

ARTICLE IX — GOVERNING LAW AND DISPUTES. 9.01 These Terms are governed by the laws of the state in which Provenant Life is principally operated. 9.02 Before initiating formal proceedings, you agree to first contact us in writing and attempt informal resolution for a period of sixty (60) days.

ARTICLE X — MISCELLANEOUS. 10.01 If any provision of these Terms is found unenforceable, the remaining provisions remain in full effect. 10.02 These Terms, together with our Privacy Policy, constitute the entire agreement between you and Provenant Life regarding your use of this website.

ARTICLE XI — CONTACT. 11.01 For questions about these Terms of Use, please contact us through the Website contact form.

Provenant Life · A NoblePath Financial Partner Agency · Effective: September 24, 2026 · Version 1.1 · This document supersedes all prior versions · Submit all inquiries through the Website contact form.