Independent life insurance brokerage

Coverage built around your family.

We're independent, so we're not tied to one company's price sheet. We compare top-rated carriers side by side, find the policy that fits your budget and your health, and stay your agent long after it's signed.

12+ carrierscompared for you on one call
Licensed agentswho call you directly
No obligationand no pressure to decide today

Carriers

One conversation. The industry's top-rated carriers.

A captive agent can only offer one company's policies. We're independent, so we shop the carriers below and more, then show you the options that actually fit.

  • American Amicable
  • Mutual of Omaha
  • Transamerica
  • Nationwide
  • Allianz
  • F&G
  • National Life Group
  • Americo
  • Foresters Financial
  • Kansas City Life
  • American General
  • American Home Life

And many more

Carrier availability varies by state, product, and underwriting. Your agent will show you which carriers you qualify for.

Independent

Why working with a broker changes the outcome.

Two people with the same age and health can pay very different prices depending on which carrier they apply with. Comparing is how you avoid overpaying.

A single-company agent
Provenant Life
A single-company agentOffers one carrier's products, whether or not they fit you best
Provenant LifeCompares multiple carriers for your age, health, and budget
A single-company agentIf you're declined, you often start over somewhere else
Provenant LifeKnows which carriers are friendlier to your health history
A single-company agentPricing is whatever that one company charges
Provenant LifeStays your agent for claims help, changes, and reviews

Coverage

Coverage for every stage of life.

Whether you want to cover final expenses, protect your mortgage, or leave something behind, we'll match the product to the goal.

Final expense

Smaller whole life policies that cover funeral costs and final bills, often with simplified health questions.

Mortgage protection

Coverage sized to your mortgage so your family can keep the house if something happens to you.

Term life

Affordable protection for a set number of years, while the kids are home or the debts are high.

Whole life

Permanent coverage with fixed premiums and cash value that builds over time.

Indexed universal life

Permanent coverage with cash value growth tied to a market index, with downside protection.

Annuities

Options to turn savings into dependable income for retirement.

Process

Three steps. One agent the whole way.

No online quote maze and no call center. A licensed agent reaches out personally and walks you through it.

  1. Request a call

    Share your name, phone, and state. It takes under a minute.

  2. We compare the market

    A licensed agent learns what you need, then compares carriers for your age, health, and budget.

  3. You choose, we stay

    Pick the option you're comfortable with. We handle the application and stay your agent after.

A life insurance policy is not a product. It is a documented promise to a family.We exist to make sure that promise is kept.

For agents

Licensed agent? Build a book you own.

Exclusive leads at no cost, no broker or CRM fees, and full ownership of every client and renewal from your first policy.

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