Privacy Policy

PRIVACY POLICY — PROVENANT LIFE — EFFECTIVE DATE: SEPTEMBER 24, 2026 — VERSION 1.1 — THIS PRIVACY POLICY GOVERNS THE COLLECTION, USE, STORAGE, DISCLOSURE, AND TRANSFER OF YOUR PERSONAL INFORMATION IN CONNECTION WITH YOUR USE OF THIS WEBSITE AND YOUR INQUIRY REGARDING LIFE INSURANCE COVERAGE. BY ACCESSING OR USING THIS WEBSITE OR SUBMITTING YOUR INFORMATION THROUGH ANY FORM ON THIS WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THIS PRIVACY POLICY. IF YOU DO NOT AGREE TO THIS PRIVACY POLICY, DO NOT SUBMIT YOUR INFORMATION THROUGH THIS WEBSITE.

ARTICLE I — IDENTIFICATION AND SCOPE. 1.01 This website is operated by Provenant Life, a life insurance brokerage licensed to operate in the United States and a NoblePath Financial Partner Agency. References to "we," "us," or "our" refer to Provenant Life. 1.02 This Privacy Policy applies to Personal Information collected through this website and through telephone calls and text message communications made in connection with your inquiry about insurance coverage.

ARTICLE II — INFORMATION WE COLLECT. 2.01 Information You Provide. When you submit the form on this website, we collect your first and last name, phone number, email address (optional), city and state, and your consent selections regarding text message communications. 2.02 Information Collected Automatically. When you visit our website, we may automatically collect your IP address, browser type, device type, and general usage information through standard analytics tools. 2.03 Information From Calls and Texts. If a licensed agent contacts you by phone or text following your submission, we retain records of that communication, including scheduling details for any appointment set.

ARTICLE III — HOW WE USE YOUR INFORMATION. 3.01 We use your information to: (a) contact you by phone regarding your insurance coverage inquiry; (b) schedule a call between you and a licensed agent; (c) send text messages, including marketing and promotional messages, appointment confirmations, and reminders, if you have consented to receive them; (d) respond to your questions; and (e) maintain records as required by applicable insurance regulations. 3.02 We do not use your information to make any insurance underwriting decisions; coverage eligibility and pricing are determined solely by the applicable insurance carrier.

ARTICLE IV — SMS TEXT MESSAGE PROGRAM. 4.01 Program Description. If you check the applicable consent box on this website, you may receive text messages from Provenant Life, including marketing and promotional messages, appointment confirmations and reminders, and other communications related to your insurance inquiry. 4.02 Opt-In. Consent is collected via a dedicated checkbox on this website and is optional; it is not required to request a call. 4.03 Opt-Out. You may opt out at any time by replying "STOP" to any message. You will receive one final confirmation message, and no further messages will be sent unless you opt in again. 4.04 Help. Reply "HELP" to any message for assistance, or contact us using the information in Article XII. 4.05 Message and Data Rates. Message and data rates may apply. Message frequency may vary. 4.06 No Data Sharing for Marketing. No mobile opt-in information or consent data will be shared with third parties or affiliates for marketing or promotional purposes. This information may be shared with our subcontracted service providers strictly to support delivery of the messages described in this Article.

ARTICLE V — HOW WE SHARE YOUR INFORMATION. 5.01 We do not sell your Personal Information. 5.02 We may share your information with: (a) the licensed agent assigned to contact you; (b) service providers who help us operate our website, scheduling tools, and communications systems, including our CRM and SMS delivery providers, who are contractually restricted from using your information for any other purpose; (c) insurance carriers, only if you proceed with an application for coverage; and (d) as required by law, subpoena, or regulatory request.

ARTICLE VI — DATA RETENTION. 6.01 We retain your Personal Information for as long as necessary to respond to your inquiry, comply with applicable insurance recordkeeping regulations, and resolve any disputes, after which it is securely deleted or anonymized.

ARTICLE VII — DATA SECURITY. 7.01 We implement reasonable administrative, technical, and physical safeguards designed to protect your Personal Information, including encryption in transit and access controls. No method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

ARTICLE VIII — YOUR RIGHTS AND CHOICES. 8.01 Depending on your state of residence, you may have the right to know, access, correct, or request deletion of your Personal Information, and to opt out of certain sharing, subject to applicable law. 8.02 California residents may have additional rights under the CCPA/CPRA. We do not sell Personal Information as defined under that law. 8.03 To exercise any right described in this Article, contact us using the information in Article XII.

ARTICLE IX — COOKIES. 9.01 Our website may use cookies and similar technologies to operate the website and understand general usage patterns. You may control cookies through your browser settings.

ARTICLE X — CHILDREN'S PRIVACY. 10.01 This website is intended for adults age eighteen (18) and older. We do not knowingly collect Personal Information from individuals under eighteen. If we learn we have done so inadvertently, we will promptly delete it.

ARTICLE XI — CHANGES TO THIS POLICY. 11.01 We may update this Privacy Policy from time to time. The updated version will be posted on this website with a revised effective date.

ARTICLE XII — CONTACT US. 12.01 If you have questions about this Privacy Policy or wish to exercise any right described herein, please contact us through the Website contact form. We aim to respond within thirty (30) days.

Provenant Life · A NoblePath Financial Partner Agency · Effective: September 24, 2026 · Version 1.1 · This Policy supersedes all prior versions · Submit all privacy inquiries through the Website contact form.